When it Comes to Investing, Simplicity Rules.

There was a time when only the wealthy and well connected could invest in the stock market. Then IRAs and 401(k) plans ushered in a new era of the “common man” investor. Flash forward a bit more, to the Internet age, and we have a grand democratization of the stock market.

Not too long ago, you [...]

Morningstar’s Six Top Candidates for International-Stock Manager of the Year.

Morningstar has their Morningstar’s Six Top Candidates for International-Stock Manager of the Year available on their website.

This is worth a look because if you’re thinking of investing in international mutual funds, you’ll want to make sure the fund has a good manager. One way to pick good funds is to follow good managers.

With the market [...]

5 Reasons Why Retiring Baby Boomers Won’t Cause A Stock Market Decline.

There’s been talk about the “coming stock market crash” for years now, and one of the presumed causes is retiring baby boomers suddenly selling their stocks en mass. The reason seems sound enough. Baby boomers are no longer working and saving for retirement, and once their golden age arrives they take the money and run. [...]

Why Now is a Good Time to Open a Roth IRA.

Most people think they’ll be in a lower tax bracket when they retire, but this isn’t always true. And if you make the right financial moves during your working years, it almost certainly won’t be true.

The case for the Roth.

When you stop and consider the many tax breaks you’re likely to lose later in life, [...]

3 Recommended Pimco Bond Funds.

Bonds are an important part of any good asset allocation, and here are 3 bond funds from the Pimco firm as recommended in a recent Kiplinger magazine article.

PIMCO bond total return (PTTAX).

Manager Bill Gross sticks to investment grade, intermediate-term U.S. bonds for this fund. The expense ratio for this fund is 0.90%, and yields 4.97% [...]

3 Options for College Saving Accounts.

It seems counter intuitive, that choosing the wrong kind of savings account for your child’s college fund could actually cost your child more, but that’s the world we live in – make the wrong choice, and your child may lose thousands of dollars in financial aid come enrollment time.

According to Robert Helgeson, director of [...]

Top 5 Best Investors.

Here are the top 5 Investors of all time, as picked by  Investopedia. But first, the criteria…

The list is based on 4 factors:

The investor is a long term performer – that is one with a long history of beating their bench mark index(es).
The investor or manager must be retired.
The investor did not [...]

Is NutriSystem a Buy?

I started this post with an idea of screening stocks on Morningstar to find the top 3 which fit my stringent criteria:

Morningstar rated A for Growth, Profitability and Financial Health.
At least 4% dividend yield.
At least 10% earnings growth over the past 3 years.

I had to change course however when I saw the results of my [...]

3 High Growth Small Caps for 2009-2010.

Here are 3 small cap stocks that you probably haven’t heard of, but they each have at least a 25% increase in sales over last year – a time in which most companies have seen sales take a big hit.

K12.

Market Cap: $548 million
Estimated sales growth for current year: 26%

K12 (LRN) provides online high school courses [...]

Retirees Should Test-Drive Their Retirement Plan.

Retirement is a time of great financial uncertainty and worry for many people. The common thinking is that you spend less in retirement than you did when you were working. Once you’ve retired, you no longer have the expenses associated with a commute, eating lunch out, new suits and career upkeep like training and so [...]