These stocks are covered by fewer than 5 analysts, but they have increased both their earnings and sales by 10% or more over the past 12 months.

America’s Car-Mart (CRMT) specializes in low-end, used cars in states like Kentucky,Arkansas, and Oklahoma. Sales were up almost 3% and profits were up 8%, in the most recent quarter. And management used this cash flow to pay down some of their debt, which is a good sign.

Global Cash Access Holdings (GCA): Global Cash is expected to increase profits 11% and sales 8%, while the likes of MGM and Las Vegas Sands are losing money due to less travel. Global Cash makes the “3-in-1″ cash machines that let gamblers get cash from their debit cards, or attempt a cash advance on their credit card once their debit is tapped out. This company is clearly not a buy for the socially conscious investor!

Citi Trends (CTRN) has about 350 stores in 22 states and appeals to the African-American consumers and offering urban apparel products (according to their financial filings). New stores earn the initial startup costs in about a year, and had double-digit earnings percentages recently as well as being debt-free and maintaining $3 per share in cash.

Multi-Fineline Electronix (MFLX) designs and manufactures flexible printed circuit boards for mobile phones, smart mobile devices, consumer products, portable bar code scanners, personal digital assistants, computer/storage devices, and medical devices. It sports a 6.2% Revenue Growth for the last quarter and 106.68M in cash, 10.56M in debt.

AZZ (AZZ) manufactures electrical equipment and components for power generation, transmission and distribution, and industrial markets in the United States and Canada. It has 75.82M in free cash flow and $33 in Revenue Per Share.

• Will Today be the Day the DOW Breaks 10,000? The Dow Jones Industrial Average got pretty close yesterday to breaking the 10,000 point mark for the first time since the '08 crash. It's no surprise that there has been much attention paid to this. It is, after all, a significant number, even if it's mostly psychological. Flash Player 9......
• Free Trades From ShareBuilder For All Of 2010 ! ING is offering commission-free trades through its ShareBuilder service for the entire year, when you open an IRA with this promo code. Here are the details: All IRA plans are no-fee plans; no fees for a low balance, no fee for inactive accounts, no annual fee for being a member.......
• 3 Retail Stocks For the BRIC Countries. American consumers are spending less, and this presents a big hurdle for American retail stocks. But investors can still cash in on emerging markets over the next couple decades. Big spenders. The emergence of the middle class in so called BRIC countries (Brazil, Russia, India and China) is the most......
• 100 Free Trades From Ameritrade. Listen up, investors! If you're looking for free stock trades online, and don't mind opening an account with discount broker Ameritrade, then this could be the deal you've been looking for. Open an account using this link, with an initial deposit of $2,000 and get 100 commision-free Internet equity trades for......
• Looking To Invest In Banks, Go Small. By now, we now the sad story of the large national investment banks like Bear Stearns, AIG, Citigroup et. al.. Such examples give pause to investors, as they should, but they also taint the entire financial sector. Believe it or not, there are many banks that stuck to lending and......

• Worst Credit Card Offer I've Seen   Ramit from I Will Teach You To Be Rich posted this photo with comments on ridiculous credit card offers. I decided to look into it and the two credit cards Wal-Mart offers: Here's the fine print: Benefits for the Wal-Mart® Discover® are only for cards issued by GE......
• Superb Due Diligence Suggestions For Purchasing A Great Liquor Store If you're in the market to buy liquor store business, keep in mind that the process of due diligence goes far beyond simply an assessment of the presented financial documentation. It's essential that you're able to readily access all the necessary documentation, review information and research personnel as you carefully......
• Tips For Shopping Black Friday And Cyber Monday Can you believe it's the middle of November already?!? Know what that means?  Yeah, seeing family and overeating on Thanksgiving.  Know what else?  Black Friday and Cyber Monday shopping deals! These two days have turned into crazy whirlwinds of shopping and sales.  Do your homework and you can score some......
• Swine flu continues unabated The past two days have seen a substantial increase in swine flu cases, with the state of Illinois announcing 555 cases on Tuesday. That count was 67 more than Monday's total---a 14% increase in one day. Meanwhile, Cuba, Finland and Thailand announced their first cases yesterday. According to the World......
• My Prosper IRR Update Normally, I expect to update My Prosper Internal Rate or Return twice a month: last day of the month for account value and the day I get the monthly statement.  Since posting My Prosper IRR yesterday, I have gotten my monthly statement; hence, there will be 3 updates this month (yesterday, today,......